Luminor Bank AS
Appointed representative:
AAS “BALTA” (reg. no. 40003049409) (Non‐life insurance)
ADB “Gjensidige” Latvian branch (reg. no. 40103595216) (Non‐life insurance)
ADB “Compensa Vienna Insurance Group” (reg.no. 304080146) acting in the Republic ofLatvia through its Latvian Branch (reg. no. 40103942087) (Non-life insurance)
ERGO Life Insurance SE Latvian branch (reg. no. 40103336441) (Life insurance)
Only one or more classes:
Directive 2009/138/EC (Solvency II), Annex I (A) Classes of non‐
life insurance:
1. Accident (including industrial injury and occupational diseases)
3. Land vehicles (other than railway rolling stock)
8. Fire and natural forces
9. Other property damage
10. Motor vehicle liability, including motor third party liability
13. General liability
17. Legal expenses
Directive 2009/138/EC (Solvency II), Annex II Classes of life insurance: class III
Market segments
Licenses / Types of activities
How to become a market participant
In order to become a participant of Latvian financial and capital markets and commence business activities, a credit institution, an insurance company, a reinsurance company, an insurance broker, a credit union, an investment management company, an investment firm, an operator of regulated market, a pension fund, a payment institution, an electronic money institution, as well as an alternative investment fund manager shall obtain operating authorisation (licence).